European Risk & Compliance Manager

Employment: Full-time Experience: Mid-Senior level About Wrisk At Wrisk, we are reengineering the future of automotive insurance. We partner with global, world-leading automotive OEMs to deliver frictionless, embedded, digital-first insurance solutions throughout the customer ownership lifecycle. By combining greenfield technology, smart pricing, and deep sector insights, we remove complexity and enable brands to deliver transparent, flexible, and customer-centric insurance experiences. As we scale into Europe, we are looking for dedicated professionals to help build a safe, compliant, and highly effective growth engine. The Role at a Glance As our European Risk & Compliance Manager, you will serve as the critical anchor for safe, controlled expansion across our European markets. Operating as a trusted second-line partner, you will translate complex EU and local regulatory standards into practical, proportionate controls that protect our customers and enable ambitious business growth. In this role, you will balance strategic advisory with independent challenge—ensuring robust governance, strong conduct oversight, and compliance are seamlessly embedded into our products, digital journeys, and regional operations. Requirements What You Will Do Frameworks & Obligations: Maintain the European obligations register, permissions map, and jurisdictional compliance framework Horizon Scanning: Monitor regulatory change and conduct horizon scanning across relevant EU and local markets Market Expansion: Assess market-entry risks and regulatory perimeter considerations for new European jurisdictions Risk Register & Oversight: Maintain and challenge the European risk register, risk appetite position, and key risk indicators (KRIs) Product & Journey Oversight: Provide second-line review and challenge of product governance and distribution arrangements. Review digital journeys and customer outcomes, including transparency, accessibility, and vulnerable customer considerations Monitoring & Remediation: Operate risk-based compliance monitoring activities, tracking findings through to effective closure, and independently verify remediation activities Governance & Escalation: Oversee incidents, breaches, complaints themes, root-cause analysis, and partner oversight activities. Produce meaningful management information (MI) and escalate material risks promptly Jurisdictional Focus (Germany & Regional): Provide principal second-line oversight for Wrisk Europe GmbH and German insurance distribution activities. About You You are a data-driven, commercially astute leader who is technically curious, deeply organised and highly effective at advising senior stakeholders. You combine strong commercial judgement with the ability to work effectively across Product, Engineering, Data, Operations, Insurance and Compliance. Your Experience and Profile Regulatory Expertise: Proven experience in second-line risk management and compliance, with a deep understanding of EU and local European insurance distribution regulations (e.g., IDD, local conduct rules) Cross-Border Growth Mindset: Comfortable navigating international expansion, market-entry risks, and multi-jurisdictional regulatory frameworks across Germany, Ireland, and the wider EEA Constructive Challenger: Excellent stakeholder management skills with a track record of acting as a trusted, pragmatic adviser while maintaining the independence required to challenge business decisions effectively Customer-Centric Lens: Strong focus on customer outcomes, digital customer journeys, transparency, and the fair treatment of vulnerable customers Analytical & Solution-Oriented: Adept at analyzing complex regulatory requirements, identifying root causes in incidents or complaints, and translating them into practical, proportionate controls. What Good Looks Like At Wrisk, success isn't just about keeping the peace; it's about driving momentum. You will know you are succeeding when you: Act as an Owner, Not a Messenger: You don't just pass information back and forth; you synthesise context, challenge ambiguity, and drive risk and compliance actions to completion. Embed Compliance into Growth: You seamlessly translate complex EU and local regulatory rules into practical, proportionate controls that enable safe and swift European expansion. Provide Pragmatic Challenge: You act as a trusted adviser to European management, offering robust second-line oversight that balances business objectives with high conduct standards and strong customer outcomes. Stay Ahead of the Horizon: You proactively identify emerging EU regulatory risks, maintaining clear obligation maps so the business can scale into new jurisdictions without surprises. Benefits EVP (Employee Value Proposition) Joining Wrisk means being part of an ambitious, fast-moving team that is genuinely redefining an industry. We offer an empowering environment where your expertise directly shapes our European roadmap, giving you high visibility, true autonomy, and the support to do the best work of your career. Impact at Scale: Play a pivotal role in shaping and safeguarding Wrisk's European footprint during a high-growth scale-up phase Innovative Product Environment: Work alongside forward-thinking teams using modern, greenfield tech to transform the automotive insurance space Autonomy & Visibility: Enjoy high visibility across leadership, with the scope to own key regulatory frameworks and act as a true strategic partner to European management. Competitive Compensation & Top-Tier Kit: A highly competitive remuneration package, paired with the latest hardware (high-spec MacBook Pro) and software tools True Hybrid Flexibility: A balanced approach to remote and in-office work based out of Munich or London, combined with an international reach across London, Munich, and global team hubs Flexible & Collaborative Culture: Work in a dynamic, cross-border environment across our key hubs with supportive, high-performing peers.