Senior Product Compliance & Risk Manager - Latam

Employment: Full-time Experience level: Mid-Senior Level Job Description We are looking for a candidate ready to leverage their Latin American regulatory compliance experience in a dynamic, fintech environment. This is an exciting, hands-on opportunity working directly with product managers, analysts and engineers to launch and manage compliant products.   Your mission:  Wise has already pioneered new ways for people to transfer money across borders and currencies. Our customers can also manage their hard-earned money with the World’s first platform to offer true international multi-currency accounts. Your mission is to enable our UK product teams to launch new products and manage our risk profile through a deep understanding of the regulatory requirements and Regulators’ expectations around them.    Here’s how you’ll be contributing to the LatAm Regulatory Product Compliance and Risk team, in the first line:  Collaborate on Product Design: Empower Product Teams to build risk based products, processes, and controls;  Collaborate to design practical and customer-oriented product solutions while ensuring full compliance of the product;  Perform pre-launch and ongoing product compliance legal and regulatory analysis and risk assessments; Design scalable and customer-centric solutions to regulatory requirements; and Offer effective advice to Product Managers on existing and forthcoming Regulations, gaps, and risks.  Manage and Mitigate Regulatory Risks and the Control Environment:  As part of the Product Compliance & Risk Team, you will identify and manage LatAm Regulatory Risks across all products offered to and for customers in the fast growing LatAm region; Oversee the control environment, designing effective, creative and targeted controls and evaluating the residual risk exposure; Collaborate with Compliance colleagues, to ensure Wise Product Teams are constantly aware of the most recent regulations and guidance; and Work with Product Teams and the wider Compliance & Risk Team to implement and maintain Management Information that enables Wise to make informed decisions at the regional and Global levels.    Audit, issue management and remediation:  Conduct audit management and, where required, challenge audit findings in collaboration with Compliance second line and Product teams;  Develop and deliver effective issue management to mitigate regulatory risks; Represent Wise in meetings with Banking Partners and the Central Bank, being able to clearly and effectively articulate Wise’s products and compliance framework.   This role will give you the opportunity to:  Grow your hands-on Regulatory cross-border payments knowledge at full speed;  Keep compliance right at the heart of the product development cycle, in a fast-moving environment;   Be empowered to identify ‘regulatory problems’ and take a lead in the solution design and implementation;        Qualifications You have a regulatory-legal background and Financial Regulation advisory experience, you are comfortable interpreting LatAm regulations; Ability to analyze and interpret complex regulatory frameworks and apply them effectively; Ability to effectively communicate with Product Managers and Engineers and provide practical, actionable, and value added recommendations;  Problem solving attitude, with the ability to use regulations together with data to drive business decisions;  Experience (or interest) in working in a fast-growing environment and working directly with product teams;  Willing to travel, as Wise offices are located across different countries.     Additional Information For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. We're proud to have a truly international team, and we celebrate our differences. Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers. If you want to find out more about what it's like to work at Wise visit  Wise.Jobs . Keep up to date with life at Wise by following us on  LinkedIn  and  Instagram . Company Description Wise is a global technology company, building the best way to move and manage the world’s money. Min fees. Max ease. Full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. As part of our team, you will be helping us create an entirely new network for the world's money. For everyone, everywhere. More about our mission and what we offer .