Vice President of Credit

DESCRIPTION Switchboard Hiring is looking for a Vice President of Credit on behalf of our client, Native American Bank. If you’re a seasoned credit leader who wants to run a credit department where every deal has real community impact, let’s talk. ABOUT NATIVE AMERICAN BANK Founded in 2001, Native American Bank (NAB) is the first national Native-owned community development bank in the country. Since its founding, the bank has lent more than $400 million to Native entrepreneurs, tribes, tribal housing authorities, and Alaska Native corporations, roughly half of it for projects on reservation lands. NAB holds an “Outstanding” CRA rating and has its sights set on reaching $1 billion in assets. If you want your credit expertise to matter for communities that traditional banking has long underserved, this is the place. REQUIREMENTS - 10+ years of credit experience, including time in a leadership role. - Deep expertise in commercial credit analysis, financial statement analysis, loan documentation, and credit administration. - Strong command of banking regulations, with hands-on experience supporting exams and audits. - Clear communicator who can turn credit data into actionable recommendations for executives and the board. - Bachelor’s degree in finance, accounting, or a related field; master’s preferred. RESPONSIBILITIES - Lead and develop the credit department, setting goals and building a collaborative, high-performing team. - Oversee commercial underwriting, loan structuring, and covenant setting to ensure sound, policy-compliant credit decisions. - Monitor portfolio performance and concentration risk, and help manage the problem loan portfolio. - Partner with the Chief Credit Officer on credit policy, loan loss allowance, and preparation for regulatory exams and audits. - Deliver regular credit risk reporting to senior management and the board, and lead process and systems improvement projects. JOB DETAILS - Location: Denver, CO (Hybrid) - Hours: Full-time - Reports to: Chief Credit Officer - Compensation: $140,000 – $175,000 - Benefits: medical, dental, vision, HSA with company contribution, 401K match, employer-paid life insuance, short/long-term disability insurance, PTO plus volunteer time off, RTD EcoPass, pet insurance Sponsorship not available. Position only available to those within the US with legal authorization to work.